🧾 ICE Mortgage Monitor – 2025 Report: Foreclosure and Delinquency Insights

Jun 04, 2025By Joe Iuliucci
Joe Iuliucci

🧾 ICE Mortgage Monitor – April 2025 Report: Foreclosure and Delinquency Insights

Businessman draws increase arrow graph corporate future growth year 2025. Planning,opportunity, challenge and business strategy. New Goals, Plans and Visions for Next Year 2025.


Brought to you by KW Default Solutions – America’s leading real estate community for pre-foreclosure, REO, and investor-focused professionals.

 
📉 Foreclosure Starts & Sales Are Climbing
According to the April 2025 ICE Mortgage Monitor, foreclosure activity continues to rise after years of muted action:

29,000 new foreclosure starts – up 13% year-over-year
6,500 foreclosure sales – the highest monthly total in 15 months
0.38% of all mortgages are now in the foreclosure pipeline
This signals that lenders are returning to normal processes—and many homeowners are running out of time or options.

 
⚠️ Serious Delinquencies: A Growing Warning Sign
Loans 90+ days delinquent (but not yet in foreclosure) rose 14% YOY
These homeowners are not yet in default but on the edge
KW Default Solutions agents are uniquely trained to intervene here—offering homeowners real help before the bank takes over.

 
🇺🇸 End of VASP Could Trigger Veteran Foreclosures
With the Veterans Assistance Servicing Purchase (VASP) program ending May 1st:

Over 60,000 veteran borrowers are now exposed to foreclosure
States most at risk: TX, FL, GA, CA
Our community at KW Default Solutions is ready to step in with real solutions—whether that’s a VA loan workaround, a short sale, or an investor-backed offer that preserves dignity.

 
🏛️ Top Markets for Foreclosure Activity
According to ICE and ATTOM:

South Carolina & Illinois lead the nation in foreclosure rates
Florida, Nevada, and California are heating up
Texas metros (Killeen, Houston, San Antonio) show both volume and urgency
 
🏠 KW Default Solutions: Built for This Market
Whether you’re:

âś… A real estate agent looking to specialize in default services
âś… An investor targeting distressed inventory
âś… A homeowner needing help with your mortgage situation

KW Default Solutions provides the training, systems, leads, and scripts to take action. We are the national standard for:

Pre-foreclosure outreach
REO listings & asset management
Trustee sale acquisition strategies
Homeowner education & equity rescue solutions
 
🎯 Need Support, Strategy, or Referrals?
Join the fastest-growing community of professionals who are actually doing the work in this space.

👉 www.KWDefaultSolutions.com
📬 Message us to connect with a local default expert.